Thanks Tina. I’d always recommend that the first port of call be your creditors. Explain to them the difficulty in you situation and see if the two of you can come up with a payment plan – to all those...
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I don’t believe a 15 year note is long term, considering you can pay it off in 7 with a little extra effort each year.
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I like the recommendation to save as much as you can for your down payment. It makes sense that this could be helpful because it would allow for a smaller loan which could get a lower interest rate. It’s something...